Financing That Works for the Way You Live
Credova makes it easy to finance what matters and pay over time. Fast, flexible, and built for real people and real businesses.
The Numbers Speak for Themselves
Credova isn’t just a financing option. Credova helps you move more product, serve more customers, and grow without friction. With high approvals, strong conversions, and bigger carts, the numbers we see don’t just look good, they perform. Our platform helps merchants close more sales and gives shoppers the flexibility to finance what matters, when it matters.
Credova average order values
Approval Rate
Credova Conversion Rate
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How Credova works
Submit a quick online inquiry and our team will review your business for approval.
Once approved, we’ll guide you through setup. Whether you're online, in-store, or both, Credova fits right into your existing checkout flow.
Give your customers the ability to break down payments into manageable installments, making it easier for them to say yes, and helping you drive more sales.
Look for Credova at checkout when you’re shopping online or in-store with one of our participating merchants.
Choose your payment terms and complete a short application with no credit impact just to check your options.
Once approved, you can complete your transaction right away and make payments over time on a schedule that fits your life.
Pay with Credova at your favorite stores
Partnering with Credova has allowed us to offer our customers more freedom and flexibility at checkout. With the variety of financing options available, our customers have more ways to purchase the products they need, without friction. The process is simple and user-friendly, which keeps the momentum going at the point of sale.
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We've been working with Credova since the very beginning, and their commitment to the firearms industry has been unmatched. At a time when few, if any, financial institutions were willing to support 2A businesses, Credova stepped up. They not only embraced our industry but also invested heavily in building a robust and easy-to-integrate platform that streamlined checkout for our customers.
Primary Arms absolutely loves using Credova! Their flexible financing options make it easier for our customers to get the gear they want, when they want it, which helps us improve the overall shopping experience on our site. Credova has been a trusted partner in supporting our growth and keeping our customers happy.
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From first-time buyers to seasoned outdoor enthusiasts, Credova has helped our customers get what they need, when they need it. It’s fast, easy, and built for real people. Credova’s team is responsive, their tech is seamless, and their mission aligns with ours: providing quality firearm solutions for responsible Americans.
Guns.com is proud to partner with Credova to offer flexible financing options to give our customers a simple, secure way to pay over time without hassle. Credova is committed to supporting the 2A community and ultimately helps us deliver on our mission to revolutionize the online shopping experience for millions of responsible gun owners nationwide.
"What made my experience great was the customer service representative I wish I got here name to give her a shoutout. She really help me with my account to get my purchase. Big thanks to you!"
“I honestly thought the application was going to be hard applying for, but it wasn’t. It was easy and fast and I’m glad I was able to get the items I wanted."
"They actually have helped me follow a tiny dream of getting into competition shooting, they made it so I could afford any entry level pistol. It was easy getting it done."
"Flawless and simple, it is the easiest way to purchase what you want and the convenience of financing it with a few installments and 0% interest. Great source!"
Why Credova?
Credova provides flexible, inclusive financing options, high approval rates without credit impact, clear pricing, and seamless integration — empowering merchants to boost sales and helping shoppers afford what they love.
We approve more customers across all credit types, significantly boosting conversions.
Shoppers prequalify with a soft credit check, encouraging higher application rates.
Credova lets merchants offer multiple forms of financing — from short duration pay in four options to longer term installment financing and leases. Give customers choices that fit their needs.
Credova offers financing for large orders (up to $10,000), helping increase average order values and sales volume.
Supports all product types, including restricted ones like firearms, ensuring comprehensive financing availability.
Provides analytics, promotional tools, and support, maximizing your financing program’s effectiveness.
The Credova blog
Browse insights and updates from the Credova team.
For Business
Give your customers the financing options they want. Start here.
For Shoppers
Ready, set, go! Get outside and get exploring today with Credova.
FAQs
Find answers to your most common questions about Credova.
We're Here to Help
Have questions? Our team is ready to assist you with any inquiries you may have.
