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Read articles written by industry professionals exploring credit score, financing and financial health.

Hard vs Soft Credit Inquiries: What's the Difference?

 
Being credit conscious and maintaining financial health through better credit management are increasingly becoming the focus of many Americans. With that, understanding what impacts your credit is key to preventing devastating dips in that oh so ...

How Financing Can Help You Build Your Credit

 
One of the major factors that goes into determining your credit score is your payment history. This incorporates whether you consistently pay your bills on time, whether you default regularly, or if you have been in collections because you’...

Credit Cards vs Buy Now, Pay Later Options

 
There are no shortage of financing options these days. From credit cards, to payday loans, to buy now, pay later payment methods, the average consumer now has multiple choices on how to pay for their purchases. With so many choices available, it ...

Budgeting for the Holidays: A Better Alternative Exists

It's beginning to look a lot like Christmas everywhere you go (online or otherwise). The countdown is on, which means parents, siblings, lovers, and friends will be getting creative to find gifts without breaking financial budgets. It's the most won...