With Credova, your customers can make the purchase they want, when they want, and how they want with affordable payments over time.
Welcome to the only consumer financing platform you'll ever need!
Credova is revolutionizing consumer lending by providing access to multiple financing and leasing options via a single, easy-to-use online platform. With a lender network that provides complete credit spectrum financing and a single paperless application process, retailers can finally feel confident offering financing to their customers.
Credova gives retailers the ability to offer manageable payment plans, restoring customer spending power and helping customers make purchases large and small more affordable. Credova is the perfect solution to increase sales, lower cart abandonment rates and set your retail location apart from the competion.
Explore what the most powerful consumer financing platform can do for your business!
Join retailers nationwide who've discovered The Credova Platform
Up to 80% Approvals
Enjoy the confidence that your cutomers can be approved for financing with industry leading approval stats & guaranteed consideration of all credit scores.
Fast ACH Payment
Never worry about deposits with Credova's easy to use payment monitoring features. Payments are typically deposited within 1-3 business days.
Increased Average Ticket Size
With increased purchasing power, customers that secure financing can spend more per shopping experience.
Online & In-Store Solution
Whether your store is based online, brick & mortar or both, Credova can integrate into your checkout experience with ease!
How it works
CUSTOMER APPLIES ELECTRONICALLY IN-STORE OR ONLINE
CUSTOMER CAN RECEIVE OFFERS FROM MULTIPLE FINANCE PROVIDERS
CUSTOMER SELECTS THE OFFER THAT FITS THEIR BUDGET
CUSTOMER SIGNS CONTRACT ELECTRONICALLY AND COMPLETES THEIR PURCHASE
RETAILER TYPICALLY RECEIVES ACH PAYMENT IN 1-3 BUSINESS DAYS
CUSTOMER APPLIES ELECTRONICALLY IN-STORE OR ONLINE
CUSTOMER CAN RECEIVE OFFERS FROM MULTIPLE FINANCE PROVIDERS
CUSTOMER SELECTS THE OFFER THAT FITS THEIR BUDGET
CUSTOMER SIGNS CONTRACT ELECTRONICALLY AND COMPLETES THEIR PURCHASE
RETAILER TYPICALLY RECEIVES ACH PAYMENT IN 1-3 BUSINESS DAYS
CUSTOMER APPLIES ELECTRONICALLY IN-STORE OR ONLINE
CUSTOMER CAN RECEIVE OFFERS FROM MULTIPLE FINANCE PROVIDERS
CUSTOMER SELECTS THE OFFER THAT FITS THEIR BUDGET
CUSTOMER SIGNS CONTRACT ELECTRONICALLY AND COMPLETES THEIR PURCHASE
RETAILER TYPICALLY RECEIVES ACH PAYMENT IN 1-3 BUSINESS DAYS
Why Customers Want Credova
Fast Pre-Qualifications
Don't subject your customers to multiple credit hits. They can receive pre-qualifications and view their financing offers from multiple providers without affecting their credit.
Full Spectrum Lending
With our network of prime to sub-prime providers, customers with good to troubled credit can be approved quickly.
Approval Amounts
Approval amounts up to $6,500.
Early Buyout Options
Customers can tailor their financing experience with the ability to buyout of their contracts at any time.
Features
Dashboard
Manage and track everything from customer applications & financing offers to payments with an intuitive, easy to use Retailer Dashboard.
Multiple Financing Options
With a single paperless application, customers can receive a selection of financing offers from our network of prime through sub-prime providers.
Fast Retailer Payments
Never worry about deposits with Credova's easy to use payment monitoring features. Payments are typicaly deposited within 1-3 business days.
Support
Credova provides an accessible, experienced support team dedicated to creating a consumer financing experience tailored to you.
Analytics
Experience Credova's in-depth sales, financing and employee reporting, and tracking capabilities at the push of button.
Fast Integration
With our 100% web-based platform get setup in minutes with no need for add on hardware.
Personalized Support to Optimize Your Experience
With Credova your success is our success and that's why we stay connected and engaged throughout the entire consumer financing process. From complete onboarding, staff training and complimentary in-store point of purchase materials, to a live, dedicated in-house support team, Credova Retailer Consultants are here to ensure that using our program is easy, simple, maximizes return & optimizes the consumer financing experience.
Unique Lender Network
Credova has an extensive network of lenders that can provide full credit spectrum lending. From prime to sub-prime, Credova has a lender fit for every customer. Credova is also pleased to provide a range of lenders with years of experience operating within different industries. Whenever there is a customer making a purchase, retailers can feel confident that the Credova network will provide access to financing options that fit your industry and your customers perfectly!
Contact Us
Learn how Credova can support your business growth and retail financing needs!